Will my road traffic accident claim affect my insurance?

Many people worry that making a road traffic accident claim will cause their car or motorcycle insurance premium to rise. However, if the accident was not your fault, you should not have to make a claim on your own insurance.

Claiming after an accident with an insured driver
If you have the insurance details of the person who caused the accident and you make a road traffic accident claim against them through us, it will not affect your own insurance at all Your insurance premium will only be affected if your insurance company has to pay out money that cannot be recovered, and making a claim through The Claim Solicitors will not cost you or your insurers a penny.

If your claim is successful, all costs will be covered by the insurance company of the person at fault. If your claim is unsuccessful, you will not be liable for the payment of any fees or costs. Read more about our no costs, no risk service.

Claiming after an accident with an uninsured or untraceable driver
If you do not have the details of the person who caused the road traffic accident, we can still help you. Instead of claiming against another insurance company, claims are directed to the Motor Insurer’s Bureau (MIB). You can claim for both personal injury compensation and property damage against an uninsured driver in this way, and just for personal injury against an untraceable driver. Read more about uninsured and untraceable driver claims.

Claiming in this way does not affect your insurance premium whatsoever, and as with making a claim against another driver, you do not have to pay anything towards your road traffic accident claim, whatever the outcome. However, the MIB does state that £300 shall be deducted from your compensation if your claim is for damage to your property.

Call today for free legal advice
For information about making a compensation claim following a road traffic accident, call us now on 0800 197 32 32.